Payment Methods

What are my payment methods/choices?

 PAYPAL, (Buy Now, Pay Later) AFTERPAY or instalment payment, ZIPPAY similar to finance for Hydroponics Supplies

 

We accept a wide range of payment options. We accept AfterPay, PayPal, ZipPay, ZipMoney, Direct deposit, BPay, Stripe (MasterCard, Visa Card, Credit Card, Apple Pay and Google Pay) and Pay In-Store. We also accept payments via phone calls for orders under $1000.

All our payments via MasterCard and Visa are 3D secured.

No orders will be dispatched until the payment is cleared.

We value all our customers and all the orders placed will be automatically cancelled if payment is not processed within 2 to 4 business days.

 

What is Afterpay

Short of cash but you need your products now? Don’t worry, simply choose Afterpay at the checkout page of our online store. Afterpay is the easiest way to shop up to $1000 now and pay it back over a longer period without paying interest.

Hydro Experts, our online hydroponics store, is integrated with Afterpay and makes your purchases manageable by breaking them down into 4 smaller fortnightly payments. It's like lay-by, but better. Get the supplies you need immediately from us with Afterpay instead of waiting to pay them off.

Why Afterpay?

  • Afterpay allows you to pay for your order fortnightly
  • Your order will be shipped immediately, just like a normal order
  • You can use it for all order up to $2000.00

What Do I Need?

  • A debit or credit card
  • To be over 18 years of age
  • To live in Australia

How Do I Use Afterpay at Checkout?

Buy Hydroponics Supplies now,Pay Later, Afterpay

 

Step 1: Choose Afterpay at checkout
Afterpay is fully integrated with Hydro Experts checkout. All you need to do is choose Afterpay as your payment option and click "Confirm and Process"  when you’re ready to buy.

Step 2: Quickly create an account using your existing debit or credit card.
No hassle, no wait time, simply provide a few of your personal details and mobile number and get instant approval to pay later. Or simply login to your existing Afterpay account and pay in installments.

Step 3: Instant Approval
Complete the purchase as normal and make your payment every fortnight.

 

 

PayPal accepts all major credit and debit cards. PAYPAL is a secure and reliable payment method to transfer the money between accounts. The best part is you don’t have to share your financial details with others. Please visit www.paypal.com/au/webapps/mpp/paypal-buyer-protection to find more about PayPal buyer protection.

To make the payment using PayPal, please select it in the Payment Detail at your checkout page. The website will be redirected to the PayPal page as shown below when you click “submit”.

Purchases Hydroponics Accessories with Paypal

 

Please note that purchasing your items as a registered PayPal member makes you eligible for buyer’s protection right. So, either use your existing PayPal account or all you need to do for a free new account in PayPal is complete the form that appears next when you click the “Create an Account” button.

The diagram below shows the overall PayPal working process.


Please note that your order will be processed once the total amount of your order is successfully deposited into our PayPal account. This process completes instantly. For the eCheque users, it may take approximately 3-4 working days to clear the payment.

 

 

What is ZIPPAY?

Do you want to buy quality goods without paying all the money upfront? If yes, simply select zipPay at the checkout. zipPay is a safe, simple and 100% interest-free payment solution powered by zipMoney Payments.

Hydro Experts is integrated with zipPay to give you the ability to buy up to $1000 now, and pay later for purchases. Once approved, you get access to a new shopping account that allows you to pay back over time with total flexibility. It’s simple to use and specifically designed to help you manage your spending. You can also use Zippay while shopping at our physical store in Lidcombe. Once you register at https://zippay.com.au/login/, all you need to provide us is the Customer Store Code.

zipPay works like an account. For all purchases, you make during a month you receive a statement with your closing balance on the 1st day of the following month. You have until the end of the month to pay off your balance for the account to remain fee free. Or, simply pay a small $5 account fee to extend for one more month.

Why zipPay?

  • Up to $1000 account to shop anytime
  • Easy monthly payments
  • Pay no interest ever

What Do I Need?

  • A debit or credit card
  • Be over 18 years of age
  • Living in Australia

How Do I Use zipPay at Checkout?

Buy Hydroponics Supplies now,Pay Later,Zippay

  • Step 1: Simply select zipPay at checkout
    Available at Hydro Experts online.
  • Step 2: Sign-up with Zippay
    Quickly create an account with your social network account or email and you’ll get a decision straight away after verifying your mobile number.Or simply login to your existing Zippay account and pay in installments.
  • Step 3: Complete your order
    Zippay pays on your behalf, so you have nothing to pay today. It’s that easy! You pay Zippay overtime weekly, fortnightly or monthly, whichever suits you best.

Gists of zipPay:

  • payments start the month after the first purchases
  • payments are taken automatically by us via direct debit either on the last day of the month or however you set up your schedule in the wallet
  • minimum monthly repayment is $40 (or less if your balance is less)
  • one off payments (outside of your schedule) do NOT replace the schedule.
  • if you miss a payment, just put some money on your card and ZipPay try again next day.

Click here for more information

 

 

What is ZIPMONEY?

Looking for a better and secure way to pay? Enjoy interest-free payments and the flexibility of shopping online with zipMoney. zipMoney is a simple, convenient and flexible payment option that allows you to buy now and pay later with no credit card required.

Hydro Experts is integrated with ZipMoney, so simply create an account with zipMoney. Signing up usually takes few minutes and involves a credit check on the customer. Credit limits vary from $1,000 to $5000 depending on the customer’s credit history. You can only use ZipMoney while you are shopping at our physical store in Lidcombe. Once you register at https://zipmoney.com.au/login/, all you need to provide us is the Customer Store Code.

Why zipMoney?

  • Up to $20,000 account to shop anytime
  • Easy payments

What Do I Need?

  • A debit or credit card
  • Be over 18 years of age
  • Living in Australia
  • A job

How Do I Use zipMoney?

  • Step 1: Quickly create an account using your existing debit or credit card. No hassle, no long wait time, simply provide few of your personal details and mobile number.
  • Step 2: Verify your mobile number and confirm your social network account and get instant decision to pay later. 
  • Step 3: Once approved, shop more than $1000 at our store.
  • Step 4: Simply log in to zipMoney using your smartphone and select "Shop In-store" from the menu in your digital wallet.
  • Step 5: Share the 6-digit code with Hydro Experts team.
  • Step 6: Complete the purchase as normal and schedule your payment over time weekly, fortnightly or monthly, whichever suits you best

Click here for more information

 

Please complete the normal checkout process filling up the shipping details to pay for your order by direct deposit. On completion, an invoice will be issued as shown below.

 

 Direct Deposit to buy Hydroponics Supplies

 

There are two ways to make the payment.

  1. log onto your internet banking and make a payment for the order amount to the bank account listed below
  2. you may visit your local branch, fill out a Deposit Slip with the correct details using the information below and process this transfer from the bank teller in person. 

BANK DETAILS

Bank: ANZ

Account Name: LEIDINN GROUP PTY LTD

BSB: 012-357

Account number: 2852-49941

It is mandatory to use your order number as a payment reference. Please note that your order will be processed once the total amount of your order is successfully deposited into our bank account. The direct deposit process takes approximately 1 - 2 business days. 

 

BPAY allows you to pay all your orders in one go, anywhere, anytime. It acts as a go-between you and us. This process ensures that your financial information is secure as you don’t have to share it with others.

Please follow the normal checkout process filling up the shipping details to pay for your order using Bpay. On completion, an invoice will be issued as shown below.

 

Purchases Hydroponics Supplies with BPAY

 

There are two ways to make the payment.

  1. pick up a phone and call your bank
  2. use your Internet Banking to make the payments.

The biller code and reference number will be provided on the invoice as shown above.

The diagram below shows the overall BPay working process.


 

Please note that your order will be processed once the total amount of your order is successfully deposited into our bank account. Please allow 1 - 2 business days for payment to clear. 

 

 

Stripe allows a business to take payments from cards in seconds and transfer those payments directly into the business bank accounts. Stripe supports card payments, recurring payments, subscription billing, Apple Pay, Google Pay, and many other payment modes. Please visit https://stripe.com/docs/radar to find out more about buyer protection.

The Strong Customer Authentication regulation requires the use of 3D Secure for card payments. 3D Secure is optional in some regions but can still be used as a tool to reduce fraud. For fraud protection, 3D Secure requires customers to complete an additional verification step with the card issuer when paying. Typically, you direct the customer to an authentication page on their bank’s website, and they enter a password associated with the card or a code sent to their phone. This process is familiar to customers through the card networks’ brand names, such as Visa Secure and Mastercard Identity Check.

Step 1. The customer enters their card details.

Step 2. The customer’s bank assesses the transaction and can complete 3D secure at this step.

Step 3. If required by their bank, the customer completes an additional authentication step.

Stripe Payments is a payment processing platform. It allows you to transfer money from a customer’s bank account into your business’s account by way of a credit or debit card transaction. Stripe charges 2.9% + 30C per successful transactions, as long as you are doing under 1 million dollars in a year. One of the advantages of using Stripe is recurring charges, and refunds are free, unlike PayPal, where you need to pay $10 per month for the same. Stripe merchants can accept credit card payments from the customers worldwide using Sources – Integration path for creating payments. With Stripe, you can pay with almost any type of credit or debit cards. Hydro Experts can accept payments from :

  1. Visa
  2. Credit
  3. Master
  4. Apple Pay
  5. Google Pay

Google Pay 

Google Pay allows customers to make payments in your app or website using any credit or debit card saved to their Google Account, including ones from Google Play, YouTube, Chrome, or an Android device. Use the Google Pay API to request any credit or debit card stored in your customer’s Google account.

Google Pay is fully compatible with Stripe’s products and features (e.g., subscriptions), allowing you to use it in place of a traditional payment form whenever possible. Use it to accept payments for physical or digital goods, donations, subscriptions, and more.

Apple Pay

 You can use any of Stripe’s supported payment methods and Apple Pay in your iOS app to sell physical goods (e.g., groceries and clothing) or for services your business provides (e.g., club memberships and hotel reservations). These payments are processed through Stripe and you only need to pay Stripe’s processing fee.

 

Apple Pay is compatible with most Stripe products and features (e.g., subscriptions), allowing you to use it in place of a traditional payment form whenever possible. Use it to accept payments for physical or digital goods, donations, subscriptions, and more (note that Apple Pay cannot be used instead of in-app purchases). Apple Pay is available to cardholders at participating banks in supported countries. Refer to Apple’s participating bank's documentation to learn which banks and countries are supported.

 

You can either use EFTPOS (Electronic funds transfer at point of sale) or pay in cash at our store, Unit 34/ 2 Railway Parade, Lidcombe, NSW, 2141.

Pay in Store - Cash 

Customers can choose to pay by cash when they come to buy or pick up the product in the store.

Pay in Store - EFTPOS 

Customers can choose to pay by card when they come to buy or pick up the product in the store.